{"id":5001,"date":"2019-04-02T12:56:04","date_gmt":"2019-04-02T10:56:04","guid":{"rendered":"https:\/\/www.pitecolab.it\/in-house-banking\/"},"modified":"2025-09-29T14:08:01","modified_gmt":"2025-09-29T12:08:01","slug":"in-house-banking","status":"publish","type":"page","link":"https:\/\/www.pitecolab.it\/en\/areas\/in-house-banking\/","title":{"rendered":"In-House Banking"},"content":{"rendered":"<p>[vc_row css=&#8221;.vc_custom_1554290543556{margin-top: 30px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_single_image img_size=&#8221;thumbnail&#8221; alignment=&#8221;right&#8221; image=&#8221;58933&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][wyde_separator text_align=&#8221;center&#8221; el_width=&#8221;100%&#8221; color=&#8221;#1e254c&#8221;][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]<em>In today&#8217;s global economic landscape, the adoption of <b>centralised treasury<\/b> offers corporate groups a strategic opportunity to optimise their financial operations. The <a href=\"https:\/\/www.pitecolab.it\/piteco-evo-5-evolution\/\"><b>Piteco EVO<\/b><\/a> features dedicated to <b>in-house banking<\/b> or <b>centralised treasury<\/b> are designed to provide complete visibility, strategic control and maximum efficiency over the liquidity of international entities, adapting to complexity and geographical spread.<\/em>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][wyde_separator text_align=&#8221;center&#8221; el_width=&#8221;100%&#8221; color=&#8221;#1e254c&#8221;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1570025609262{margin-top: 30px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][wyde_heading style=&#8221;6&#8243; title=&#8221;Optimising liquidity with Cash Concentration&#8221; heading_color=&#8221;#1e254c&#8221;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][vc_column_text]<b>Cash Concentration<\/b> is one of the <b>key tools<\/b> that a centralised treasury uses to optimise the Group&#8217;s liquidity management. Piteco supports <b>Cash Concentration<\/b> management by providing a<b> real-time view of the Group&#8217;s cash flow<\/b>. The functionality of consolidating the current account positions of each individual company allows for unified and strategic liquidity management in different currencies (account, country, holding company or additional consolidation currency).[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1570025609262{margin-top: 30px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][wyde_heading style=&#8221;6&#8243; title=&#8221;Technical forms for every treasury need&#8221; heading_color=&#8221;#1e254c&#8221;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][vc_column_text]Piteco supports the management of a wide range of <b>technical forms<\/b> used by national and international banking institutions, also managing complex scenarios with <b>hierarchical and sub-holding centralisation models<\/b>, ensuring <b>complete and accurate multi-company accounting<\/b>:<\/p>\n<ul>\n<li><b>Cash Pooling:<\/b> centralised liquidity management.<\/li>\n<\/ul>\n<ul>\n<li><b>Zero Balance and Target Balance:<\/b> automation of account transfers to the master account with zero balances or maintenance at a predefined level.<\/li>\n<\/ul>\n<ul>\n<li><b>Payments On Behalf Of (POBO):<\/b> management of payments on behalf of subsidiaries.<\/li>\n<\/ul>\n<ul>\n<li><b>Receipts On Behalf Of (ROBO and COBO):<\/b> management of receipts on behalf of subsidiaries.<\/li>\n<\/ul>\n<ul>\n<li><b>Regional Treasury Centre (RTC):<\/b> centralisation and management of treasury activities for a specific geographical area of a group.<\/li>\n<\/ul>\n<ul>\n<li><b>Shared Service Centre (SCC)<\/b>: consolidation and provision of treasury services to Group entities by a centralised entity.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1570025609262{margin-top: 30px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][wyde_heading style=&#8221;6&#8243; title=&#8221;Global connectivity&#8221; heading_color=&#8221;#1e254c&#8221;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][vc_column_text]Piteco integrates with <b>various international banking formats <\/b>and connects with leading <b>info-providers and messaging services<\/b> (Bloomberg, Reuters, SWIFT, SIA, PayPal). This means:<\/p>\n<ul>\n<li><b>Secure and reliable connectivity:<\/b> for all financial transactions<\/li>\n<\/ul>\n<ul>\n<li><b>Rapid start-up of projects <\/b>for <b>banking, organisational and accounting centralisation<\/b>: thanks to format standardisation.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1570025609262{margin-top: 30px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][wyde_heading style=&#8221;6&#8243; title=&#8221;Group Cash Forecast&#8221; heading_color=&#8221;#1e254c&#8221;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][vc_column_text]The centralised Piteco platform generates <b>Group Cash Flow Forecasts<\/b> for the holding company, based on the forecast, estimated or actual movements of the subsidiaries with:<\/p>\n<ul>\n<li><b>Details on currency exposure:<\/b> to mitigate risks<\/li>\n<\/ul>\n<ul>\n<li><b>Analysis of intercompany financial expenses and revenues:<\/b> for accurate planning.<\/li>\n<\/ul>\n<ul>\n<li>Seamless ERP integration: Piteco interfaces simultaneously with different ERP systems, enabling centralisation models that are independent of the accounting systems involved and simplifying your IT infrastructure.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1570025609262{margin-top: 30px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][wyde_heading style=&#8221;6&#8243; title=&#8221;Payment Factory &amp; Netting: centralised payments and clearing&#8221; heading_color=&#8221;#1e254c&#8221;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][vc_column_text]Piteco&#8217;s <b>Payment Factory &amp; Netting<\/b> features manage global payment and credit and debit clearing structures with the highest security standards:<\/p>\n<ul>\n<li><b>Multi-currency, multi-order and multi-company payments:<\/b> with advanced <b>segregation of duties (SoD)<\/b> management<\/li>\n<\/ul>\n<ul>\n<li><b>Accounting and audit trail:<\/b> for every transaction.<\/li>\n<\/ul>\n<ul>\n<li><b>Intercompany netting:<\/b> easy management with dedicated dashboards and approval workflows to optimise internal cash flows.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1570025609262{margin-top: 30px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][wyde_heading style=&#8221;6&#8243; title=&#8221;Security and cutting-edge technology&#8221; heading_color=&#8221;#1e254c&#8221;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][vc_column_text]Security is a priority. Piteco solutions integrate:<\/p>\n<ul>\n<li><b>Precise user profiling:<\/b> for granular access controls.<\/li>\n<\/ul>\n<ul>\n<li><b>Segregation of duties (SoD):<\/b> to prevent fraud and errors.<\/li>\n<\/ul>\n<ul>\n<li><b>Complete audit log:<\/b> for the traceability of every operation.<\/li>\n<\/ul>\n<ul>\n<li><b>Advanced authentication methods:<\/b> to protect data.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1732107260987{margin-top: 30px !important;margin-bottom: 50px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][vc_column_text el_class=&#8221;moduli-dedicati&#8221;]<\/p>\n<div class=\"w-heading heading-2 text-center separatore\">DEDICATED MODULES<\/div>\n<p>[\/vc_column_text][vc_single_image alignment=&#8221;center&#8221; image=&#8221;41170&#8243;][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/3&#8243;][\/vc_column][vc_column text_align=&#8221;center&#8221; width=&#8221;2\/3&#8243;][wyde_link_button size=&#8221;large&#8221; title=&#8221;EXPLORE OUR SUCCESS STORIES&#8221; link=&#8221;url:https%3A%2F%2Fwww.pitecolab.it%2Fen%2Fexperience%2F&#8221; bg_color=&#8221;#1e254c&#8221; css=&#8221;.vc_custom_1732103697375{background-color: #1e254c !important;}&#8221;][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row css=&#8221;.vc_custom_1554290543556{margin-top: 30px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_single_image img_size=&#8221;thumbnail&#8221; alignment=&#8221;right&#8221; image=&#8221;58933&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][wyde_separator text_align=&#8221;center&#8221; el_width=&#8221;100%&#8221; color=&#8221;#1e254c&#8221;][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]In today&#8217;s global economic landscape, the adoption of centralised treasury offers corporate groups a strategic opportunity to optimise their financial operations. The Piteco EVO features dedicated to in-house banking or centralised treasury are designed to provide complete visibility, strategic control and maximum efficiency [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":5128,"menu_order":3,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-5001","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>In-House Banking - Piteco<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pitecolab.it\/en\/areas\/in-house-banking\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"In-House Banking - Piteco\" \/>\n<meta property=\"og:description\" content=\"[vc_row css=&#8221;.vc_custom_1554290543556{margin-top: 30px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_single_image img_size=&#8221;thumbnail&#8221; alignment=&#8221;right&#8221; image=&#8221;58933&#8243;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][wyde_separator text_align=&#8221;center&#8221; el_width=&#8221;100%&#8221; color=&#8221;#1e254c&#8221;][vc_empty_space height=&#8221;20px&#8221;][vc_column_text]In today&#8217;s global economic landscape, the adoption of centralised treasury offers corporate groups a strategic opportunity to optimise their financial operations. 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